Home and contents insurance is a necessity for millions of people around the UK. Home insurance covers the rebuild value of your property should it be damaged under a specific set of circumstances whilst contents insurance will cover your property in the home up to a specified limit.

If you’re renting a property you should check with your landlord to ensure that they hold the necessary insurance for the building, however its unlikely that they will be insuring your contents for you so make sure you get that one sorted out.

Government advice on finding insurance:
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingMoney/Insurance/DG_10034587